Private reviewNot indexed. Not live. Prepared for Todd Evans by Ryan Nichols, The LeadFlow Pro.15 items need confirming
Texas TwistedRealty(903) 445-1497

TOOLS / PAYMENT

Mortgage payment

Principal, interest, Gregg County taxes by district, insurance, mortgage insurance and HOA, with the full amortisation.

Real local tax rates by school district instead of a national average.

The loan

$22,500 down, $202,500 borrowed
Week of 13 August 2026 average was 6.67%. Change it to whatever you were actually quoted.
Priced per borrower by the insurer, generally 0.1% to 1.6%. Get a real quote.

The property

Biggest single line on your tax bill.
Texas average was $3,291 in 2024. East Texas is not a coastal wind zone, so expect lower.

Estimated monthly payment

$1,904

$202,500 borrowed at 6.67% over 30 years.

Where it goes each month

Principal and interest$1,303
Property taxes$242
Homeowners insurance$274
Mortgage insurance$84
Principal and interest$1,303
Property taxesLongview ISD, with homestead exemption$242
Homeowners insurance$274
Mortgage insuranceConventional mortgage insurance, drops off around 80% loan to value$84
Total each month$1,904

Over the life of the loan

Total interest$266,458
Interest as a share of what you borrowed132%
Paid off in30 yr

Source: Gregg County Tax Office, 2025 adopted rates · effective 2025

Source: HUD Mortgagee Letter 2023-05, FHA MIP

This is a payment estimate, not a quote, a pre-approval, or a rate offered to you. Rates and mortgage insurance are priced per borrower.

This is a planning estimate, not an offer, an appraisal, a quote, or a commitment. Everything runs in your browser: no figure you type here is sent anywhere or stored. No loan approval, rate, or term is offered or implied.